diff --git a/rhodecode/__init__.py b/rhodecode/__init__.py
--- a/rhodecode/__init__.py
+++ b/rhodecode/__init__.py
@@ -51,7 +51,7 @@ PYRAMID_SETTINGS = {}
 EXTENSIONS = {}
 
 __version__ = ('.'.join((str(each) for each in VERSION[:3])))
-__dbversion__ = 62  # defines current db version for migrations
+__dbversion__ = 63  # defines current db version for migrations
 __platform__ = platform.system()
 __license__ = 'AGPLv3, and Commercial License'
 __author__ = 'RhodeCode GmbH'
diff --git a/rhodecode/api/views/user_api.py b/rhodecode/api/views/user_api.py
--- a/rhodecode/api/views/user_api.py
+++ b/rhodecode/api/views/user_api.py
@@ -25,7 +25,7 @@ from rhodecode.api.utils import (
     Optional, OAttr, has_superadmin_permission, get_user_or_error, store_update)
 from rhodecode.lib.auth import AuthUser, PasswordGenerator
 from rhodecode.lib.exceptions import DefaultUserException
-from rhodecode.lib.utils2 import safe_int
+from rhodecode.lib.utils2 import safe_int, str2bool
 from rhodecode.model.db import Session, User, Repository
 from rhodecode.model.user import UserModel
 
@@ -155,7 +155,8 @@ def create_user(request, apiuser, userna
                 active=Optional(True), admin=Optional(False),
                 extern_name=Optional('rhodecode'),
                 extern_type=Optional('rhodecode'),
-                force_password_change=Optional(False)):
+                force_password_change=Optional(False),
+                create_personal_repo_group=Optional(None)):
     """
     Creates a new user and returns the new user object.
 
@@ -188,7 +189,8 @@ def create_user(request, apiuser, userna
     :param force_password_change: Force the new user to change password
         on next login.
     :type force_password_change: Optional(``True`` | ``False``)
-
+    :param create_personal_repo_group: Create personal repo group for this user
+    :type create_personal_repo_group: Optional(``True`` | ``False``)
     Example output:
 
     .. code-block:: bash
@@ -230,6 +232,9 @@ def create_user(request, apiuser, userna
                 Optional.extract(extern_name) != 'rhodecode'):
         # generate temporary password if user is external
         password = PasswordGenerator().gen_password(length=16)
+    create_repo_group = Optional.extract(create_personal_repo_group)
+    if isinstance(create_repo_group, basestring):
+        create_repo_group = str2bool(create_repo_group)
 
     try:
         user = UserModel().create_or_update(
@@ -243,6 +248,7 @@ def create_user(request, apiuser, userna
             extern_type=Optional.extract(extern_type),
             extern_name=Optional.extract(extern_name),
             force_password_change=Optional.extract(force_password_change),
+            create_repo_group=create_repo_group
         )
         Session().commit()
         return {
diff --git a/rhodecode/controllers/admin/repos.py b/rhodecode/controllers/admin/repos.py
--- a/rhodecode/controllers/admin/repos.py
+++ b/rhodecode/controllers/admin/repos.py
@@ -160,6 +160,7 @@ class ReposController(BaseRepoController
         self.__load_defaults()
         form_result = {}
         task_id = None
+        c.personal_repo_group = c.rhodecode_user.personal_repo_group
         try:
             # CanWriteToGroup validators checks permissions of this POST
             form_result = RepoForm(repo_groups=c.repo_groups_choices,
@@ -173,8 +174,6 @@ class ReposController(BaseRepoController
             if isinstance(task, BaseAsyncResult):
                 task_id = task.task_id
         except formencode.Invalid as errors:
-            c.personal_repo_group = RepoGroup.get_by_group_name(
-                c.rhodecode_user.username)
             return htmlfill.render(
                 render('admin/repos/repo_add.html'),
                 defaults=errors.value,
@@ -215,7 +214,7 @@ class ReposController(BaseRepoController
         c.repo_groups = RepoGroup.groups_choices(groups=acl_groups)
         c.repo_groups_choices = map(lambda k: unicode(k[0]), c.repo_groups)
         choices, c.landing_revs = ScmModel().get_repo_landing_revs()
-        c.personal_repo_group = RepoGroup.get_by_group_name(c.rhodecode_user.username)
+        c.personal_repo_group = c.rhodecode_user.personal_repo_group
         c.new_repo = repo_name_slug(new_repo)
 
         ## apply the defaults from defaults page
@@ -299,9 +298,8 @@ class ReposController(BaseRepoController
         repo_model = RepoModel()
         changed_name = repo_name
 
+        c.personal_repo_group = c.rhodecode_user.personal_repo_group
         # override the choices with extracted revisions !
-        c.personal_repo_group = RepoGroup.get_by_group_name(
-            c.rhodecode_user.username)
         repo = Repository.get_by_repo_name(repo_name)
         old_data = {
             'repo_name': repo_name,
@@ -399,8 +397,7 @@ class ReposController(BaseRepoController
 
         c.repo_fields = RepositoryField.query()\
             .filter(RepositoryField.repository == c.repo_info).all()
-        c.personal_repo_group = RepoGroup.get_by_group_name(
-            c.rhodecode_user.username)
+        c.personal_repo_group = c.rhodecode_user.personal_repo_group
         c.active = 'settings'
         return htmlfill.render(
             render('admin/repos/repo_edit.html'),
diff --git a/rhodecode/controllers/admin/settings.py b/rhodecode/controllers/admin/settings.py
--- a/rhodecode/controllers/admin/settings.py
+++ b/rhodecode/controllers/admin/settings.py
@@ -55,6 +55,7 @@ from rhodecode.model.db import RhodeCode
 from rhodecode.model.forms import ApplicationSettingsForm, \
     ApplicationUiSettingsForm, ApplicationVisualisationForm, \
     LabsSettingsForm, IssueTrackerPatternsForm
+from rhodecode.model.repo_group import RepoGroupModel
 
 from rhodecode.model.scm import ScmModel
 from rhodecode.model.notification import EmailNotificationModel
@@ -245,6 +246,8 @@ class SettingsController(BaseController)
         """POST /admin/settings/global: All items in the collection"""
         # url('admin_settings_global')
         c.active = 'global'
+        c.personal_repo_group_default_pattern = RepoGroupModel()\
+            .get_personal_group_name_pattern()
         application_form = ApplicationSettingsForm()()
         try:
             form_result = application_form.to_python(dict(request.POST))
@@ -259,16 +262,18 @@ class SettingsController(BaseController)
 
         try:
             settings = [
-                ('title', 'rhodecode_title'),
-                ('realm', 'rhodecode_realm'),
-                ('pre_code', 'rhodecode_pre_code'),
-                ('post_code', 'rhodecode_post_code'),
-                ('captcha_public_key', 'rhodecode_captcha_public_key'),
-                ('captcha_private_key', 'rhodecode_captcha_private_key'),
+                ('title', 'rhodecode_title', 'unicode'),
+                ('realm', 'rhodecode_realm', 'unicode'),
+                ('pre_code', 'rhodecode_pre_code', 'unicode'),
+                ('post_code', 'rhodecode_post_code', 'unicode'),
+                ('captcha_public_key', 'rhodecode_captcha_public_key', 'unicode'),
+                ('captcha_private_key', 'rhodecode_captcha_private_key', 'unicode'),
+                ('create_personal_repo_group', 'rhodecode_create_personal_repo_group', 'bool'),
+                ('personal_repo_group_pattern', 'rhodecode_personal_repo_group_pattern', 'unicode'),
             ]
-            for setting, form_key in settings:
+            for setting, form_key, type_ in settings:
                 sett = SettingsModel().create_or_update_setting(
-                    setting, form_result[form_key])
+                    setting, form_result[form_key], type_)
                 Session().add(sett)
 
             Session().commit()
@@ -287,6 +292,8 @@ class SettingsController(BaseController)
         """GET /admin/settings/global: All items in the collection"""
         # url('admin_settings_global')
         c.active = 'global'
+        c.personal_repo_group_default_pattern = RepoGroupModel()\
+            .get_personal_group_name_pattern()
 
         return htmlfill.render(
             render('admin/settings/settings.html'),
diff --git a/rhodecode/controllers/admin/users.py b/rhodecode/controllers/admin/users.py
--- a/rhodecode/controllers/admin/users.py
+++ b/rhodecode/controllers/admin/users.py
@@ -45,12 +45,13 @@ from rhodecode.model.db import (
     PullRequestReviewers, User, UserEmailMap, UserIpMap, RepoGroup)
 from rhodecode.model.forms import (
     UserForm, UserPermissionsForm, UserIndividualPermissionsForm)
+from rhodecode.model.repo_group import RepoGroupModel
 from rhodecode.model.user import UserModel
 from rhodecode.model.meta import Session
 from rhodecode.model.permission import PermissionModel
 from rhodecode.lib.utils import action_logger
 from rhodecode.lib.ext_json import json
-from rhodecode.lib.utils2 import datetime_to_time, safe_int
+from rhodecode.lib.utils2 import datetime_to_time, safe_int, AttributeDict
 
 log = logging.getLogger(__name__)
 
@@ -120,6 +121,16 @@ class UsersController(BaseController):
         c.data = json.dumps(users_data)
         return render('admin/users/users.html')
 
+    def _get_personal_repo_group_template_vars(self):
+        DummyUser = AttributeDict({
+            'username': '${username}',
+            'user_id': '${user_id}',
+        })
+        c.default_create_repo_group = RepoGroupModel() \
+            .get_default_create_personal_repo_group()
+        c.personal_repo_group_name = RepoGroupModel() \
+            .get_personal_group_name(DummyUser)
+
     @HasPermissionAllDecorator('hg.admin')
     @auth.CSRFRequired()
     def create(self):
@@ -143,6 +154,7 @@ class UsersController(BaseController):
                               % {'user_link': user_link}), category='success')
             Session().commit()
         except formencode.Invalid as errors:
+            self._get_personal_repo_group_template_vars()
             return htmlfill.render(
                 render('admin/users/user_add.html'),
                 defaults=errors.value,
@@ -163,6 +175,7 @@ class UsersController(BaseController):
         """GET /users/new: Form to create a new item"""
         # url('new_user')
         c.default_extern_type = auth_rhodecode.RhodeCodeAuthPlugin.name
+        self._get_personal_repo_group_template_vars()
         return render('admin/users/user_add.html')
 
     @HasPermissionAllDecorator('hg.admin')
@@ -339,22 +352,41 @@ class UsersController(BaseController):
 
         user_id = safe_int(user_id)
         c.user = User.get_or_404(user_id)
+        personal_repo_group = RepoGroup.get_user_personal_repo_group(
+            c.user.user_id)
+        if personal_repo_group:
+            return redirect(url('edit_user_advanced', user_id=user_id))
 
+        personal_repo_group_name = RepoGroupModel().get_personal_group_name(
+            c.user)
+        named_personal_group = RepoGroup.get_by_group_name(
+            personal_repo_group_name)
         try:
-            desc = RepoGroupModel.PERSONAL_GROUP_DESC % {
-                'username': c.user.username}
-            if not RepoGroup.get_by_group_name(c.user.username):
-                RepoGroupModel().create(group_name=c.user.username,
-                                        group_description=desc,
-                                        owner=c.user.username)
 
-                msg = _('Created repository group `%s`' % (c.user.username,))
+            if named_personal_group and named_personal_group.user_id == c.user.user_id:
+                # migrate the same named group, and mark it as personal
+                named_personal_group.personal = True
+                Session().add(named_personal_group)
+                Session().commit()
+                msg = _('Linked repository group `%s` as personal' % (
+                    personal_repo_group_name,))
                 h.flash(msg, category='success')
+            elif not named_personal_group:
+                RepoGroupModel().create_personal_repo_group(c.user)
+
+                msg = _('Created repository group `%s`' % (
+                    personal_repo_group_name,))
+                h.flash(msg, category='success')
+            else:
+                msg = _('Repository group `%s` is already taken' % (
+                    personal_repo_group_name,))
+                h.flash(msg, category='warning')
         except Exception:
             log.exception("Exception during repository group creation")
             msg = _(
                 'An error occurred during repository group creation for user')
             h.flash(msg, category='error')
+            Session().rollback()
 
         return redirect(url('edit_user_advanced', user_id=user_id))
 
@@ -397,7 +429,9 @@ class UsersController(BaseController):
 
         c.active = 'advanced'
         c.perm_user = AuthUser(user_id=user_id, ip_addr=self.ip_addr)
-        c.personal_repo_group = RepoGroup.get_by_group_name(user.username)
+        c.personal_repo_group = c.perm_user.personal_repo_group
+        c.personal_repo_group_name = RepoGroupModel()\
+            .get_personal_group_name(user)
         c.first_admin = User.get_first_super_admin()
         defaults = user.get_dict()
 
diff --git a/rhodecode/controllers/forks.py b/rhodecode/controllers/forks.py
--- a/rhodecode/controllers/forks.py
+++ b/rhodecode/controllers/forks.py
@@ -60,8 +60,7 @@ class ForksController(BaseRepoController
         c.repo_groups_choices = map(lambda k: unicode(k[0]), c.repo_groups)
         choices, c.landing_revs = ScmModel().get_repo_landing_revs()
         c.landing_revs_choices = choices
-        c.personal_repo_group = RepoGroup.get_by_group_name(
-            c.rhodecode_user.username)
+        c.personal_repo_group = c.rhodecode_user.personal_repo_group
 
     def __load_data(self, repo_name=None):
         """
diff --git a/rhodecode/events/__init__.py b/rhodecode/events/__init__.py
--- a/rhodecode/events/__init__.py
+++ b/rhodecode/events/__init__.py
@@ -48,6 +48,7 @@ from rhodecode.events.base import Rhodec
 
 from rhodecode.events.user import (  # noqa
     UserPreCreate,
+    UserPostCreate,
     UserPreUpdate,
     UserRegistered
 )
diff --git a/rhodecode/events/user.py b/rhodecode/events/user.py
--- a/rhodecode/events/user.py
+++ b/rhodecode/events/user.py
@@ -51,6 +51,19 @@ class UserPreCreate(RhodecodeEvent):
         self.user_data = user_data
 
 
+@implementer(IUserPreCreate)
+class UserPostCreate(RhodecodeEvent):
+    """
+    An instance of this class is emitted as an :term:`event` after a new user
+    object is created.
+    """
+    name = 'user-post-create'
+    display_name = lazy_ugettext('user post create')
+
+    def __init__(self, user_data):
+        self.user_data = user_data
+
+
 @implementer(IUserPreUpdate)
 class UserPreUpdate(RhodecodeEvent):
     """
diff --git a/rhodecode/lib/auth.py b/rhodecode/lib/auth.py
--- a/rhodecode/lib/auth.py
+++ b/rhodecode/lib/auth.py
@@ -49,7 +49,7 @@ from rhodecode.model.meta import Session
 from rhodecode.model.user import UserModel
 from rhodecode.model.db import (
     User, Repository, Permission, UserToPerm, UserGroupToPerm, UserGroupMember,
-    UserIpMap, UserApiKeys)
+    UserIpMap, UserApiKeys, RepoGroup)
 from rhodecode.lib import caches
 from rhodecode.lib.utils2 import safe_unicode, aslist, safe_str, md5
 from rhodecode.lib.utils import (
@@ -983,6 +983,9 @@ class AuthUser(object):
         inherit = self.inherit_default_permissions
         return AuthUser.check_ip_allowed(self.user_id, self.ip_addr,
                                          inherit_from_default=inherit)
+    @property
+    def personal_repo_group(self):
+        return RepoGroup.get_user_personal_repo_group(self.user_id)
 
     @classmethod
     def check_ip_allowed(cls, user_id, ip_addr, inherit_from_default):
diff --git a/rhodecode/lib/dbmigrate/versions/063_version_4_5_0.py b/rhodecode/lib/dbmigrate/versions/063_version_4_5_0.py
new file mode 100644
--- /dev/null
+++ b/rhodecode/lib/dbmigrate/versions/063_version_4_5_0.py
@@ -0,0 +1,27 @@
+import logging
+
+from sqlalchemy import Column, MetaData, Boolean
+
+from rhodecode.lib.dbmigrate.versions import _reset_base
+
+log = logging.getLogger(__name__)
+
+
+def upgrade(migrate_engine):
+    """
+    Upgrade operations go here.
+    Don't create your own engine; bind migrate_engine to your metadata
+    """
+    _reset_base(migrate_engine)
+    from rhodecode.lib.dbmigrate.schema import db_4_5_0_0 as db
+
+    # Add personal  column to RepoGroup table.
+    rg_table = db.RepoGroup.__table__
+    rg_col = Column(
+        'personal', Boolean(), nullable=True, unique=None, default=None)
+    rg_col.create(table=rg_table)
+
+
+def downgrade(migrate_engine):
+    meta = MetaData()
+    meta.bind = migrate_engine
diff --git a/rhodecode/lib/utils2.py b/rhodecode/lib/utils2.py
--- a/rhodecode/lib/utils2.py
+++ b/rhodecode/lib/utils2.py
@@ -96,7 +96,7 @@ def __get_lem(extra_mapping=None):
 
 def str2bool(_str):
     """
-    returs True/False value from given string, it tries to translate the
+    returns True/False value from given string, it tries to translate the
     string into boolean
 
     :param _str: string value to translate into boolean
diff --git a/rhodecode/model/db.py b/rhodecode/model/db.py
--- a/rhodecode/model/db.py
+++ b/rhodecode/model/db.py
@@ -2028,6 +2028,7 @@ class RepoGroup(Base, BaseModel):
     enable_locking = Column("enable_locking", Boolean(), nullable=False, unique=None, default=False)
     user_id = Column("user_id", Integer(), ForeignKey('users.user_id'), nullable=False, unique=False, default=None)
     created_on = Column('created_on', DateTime(timezone=False), nullable=False, default=datetime.datetime.now)
+    personal = Column('personal', Boolean(), nullable=True, unique=None, default=None)
 
     repo_group_to_perm = relationship('UserRepoGroupToPerm', cascade='all', order_by='UserRepoGroupToPerm.group_to_perm_id')
     users_group_to_perm = relationship('UserGroupRepoGroupToPerm', cascade='all')
@@ -2083,6 +2084,13 @@ class RepoGroup(Base, BaseModel):
         return gr.scalar()
 
     @classmethod
+    def get_user_personal_repo_group(cls, user_id):
+        user = User.get(user_id)
+        return cls.query()\
+            .filter(cls.personal == true())\
+            .filter(cls.user == user).scalar()
+
+    @classmethod
     def get_all_repo_groups(cls, user_id=Optional(None), group_id=Optional(None),
                             case_insensitive=True):
         q = RepoGroup.query()
diff --git a/rhodecode/model/forms.py b/rhodecode/model/forms.py
--- a/rhodecode/model/forms.py
+++ b/rhodecode/model/forms.py
@@ -341,6 +341,8 @@ def ApplicationSettingsForm():
         rhodecode_post_code = v.UnicodeString(strip=True, min=1, not_empty=False)
         rhodecode_captcha_public_key = v.UnicodeString(strip=True, min=1, not_empty=False)
         rhodecode_captcha_private_key = v.UnicodeString(strip=True, min=1, not_empty=False)
+        rhodecode_create_personal_repo_group = v.StringBoolean(if_missing=False)
+        rhodecode_personal_repo_group_pattern = v.UnicodeString(strip=True, min=1, not_empty=False)
 
     return _ApplicationSettingsForm
 
diff --git a/rhodecode/model/repo_group.py b/rhodecode/model/repo_group.py
--- a/rhodecode/model/repo_group.py
+++ b/rhodecode/model/repo_group.py
@@ -23,13 +23,13 @@
 repo group model for RhodeCode
 """
 
-
+import os
 import datetime
 import itertools
 import logging
-import os
 import shutil
 import traceback
+import string
 
 from zope.cachedescriptors.property import Lazy as LazyProperty
 
@@ -38,7 +38,7 @@ from rhodecode.model import BaseModel
 from rhodecode.model.db import (
     RepoGroup, UserRepoGroupToPerm, User, Permission, UserGroupRepoGroupToPerm,
     UserGroup, Repository)
-from rhodecode.model.settings import VcsSettingsModel
+from rhodecode.model.settings import VcsSettingsModel, SettingsModel
 from rhodecode.lib.caching_query import FromCache
 from rhodecode.lib.utils2 import action_logger_generic
 
@@ -49,6 +49,7 @@ class RepoGroupModel(BaseModel):
 
     cls = RepoGroup
     PERSONAL_GROUP_DESC = '[personal] repo group: owner `%(username)s`'
+    PERSONAL_GROUP_PATTERN = '${username}'  # default
 
     def _get_user_group(self, users_group):
         return self._get_instance(UserGroup, users_group,
@@ -76,6 +77,39 @@ class RepoGroupModel(BaseModel):
                 "sql_cache_short", "get_repo_group_%s" % repo_group_name))
         return repo.scalar()
 
+    def get_default_create_personal_repo_group(self):
+        value = SettingsModel().get_setting_by_name(
+            'create_personal_repo_group')
+        return value.app_settings_value if value else None or False
+
+    def get_personal_group_name_pattern(self):
+        value = SettingsModel().get_setting_by_name(
+            'personal_repo_group_pattern')
+        val = value.app_settings_value if value else None
+        group_template = val or self.PERSONAL_GROUP_PATTERN
+
+        group_template = group_template.lstrip('/')
+        return group_template
+
+    def get_personal_group_name(self, user):
+        template = self.get_personal_group_name_pattern()
+        return string.Template(template).safe_substitute(
+            username=user.username,
+            user_id=user.user_id,
+        )
+
+    def create_personal_repo_group(self, user, commit_early=True):
+        desc = self.PERSONAL_GROUP_DESC % {'username': user.username}
+        personal_repo_group_name = self.get_personal_group_name(user)
+
+        # create a new one
+        RepoGroupModel().create(
+            group_name=personal_repo_group_name,
+            group_description=desc,
+            owner=user.username,
+            personal=True,
+            commit_early=commit_early)
+
     def _create_default_perms(self, new_group):
         # create default permission
         default_perm = 'group.read'
@@ -191,7 +225,7 @@ class RepoGroupModel(BaseModel):
                 shutil.move(rm_path, os.path.join(self.repos_path, _d))
 
     def create(self, group_name, group_description, owner, just_db=False,
-               copy_permissions=False, commit_early=True):
+               copy_permissions=False, personal=None, commit_early=True):
 
         (group_name_cleaned,
          parent_group_name) = RepoGroupModel()._get_group_name_and_parent(group_name)
@@ -199,11 +233,18 @@ class RepoGroupModel(BaseModel):
         parent_group = None
         if parent_group_name:
             parent_group = self._get_repo_group(parent_group_name)
+            if not parent_group:
+                # we tried to create a nested group, but the parent is not
+                # existing
+                raise ValueError(
+                    'Parent group `%s` given in `%s` group name '
+                    'is not yet existing.' % (parent_group_name, group_name))
 
-        # becase we are doing a cleanup, we need to check if such directory
-        # already exists. If we don't do that we can accidentally delete existing
-        # directory via cleanup that can cause data issues, since delete does a
-        # folder rename to special syntax later cleanup functions can delete this
+        # because we are doing a cleanup, we need to check if such directory
+        # already exists. If we don't do that we can accidentally delete
+        # existing directory via cleanup that can cause data issues, since
+        # delete does a folder rename to special syntax later cleanup
+        # functions can delete this
         cleanup_group = self.check_exist_filesystem(group_name,
                                                     exc_on_failure=False)
         try:
@@ -213,6 +254,7 @@ class RepoGroupModel(BaseModel):
             new_repo_group.group_description = group_description or group_name
             new_repo_group.parent_group = parent_group
             new_repo_group.group_name = group_name
+            new_repo_group.personal = personal
 
             self.sa.add(new_repo_group)
 
diff --git a/rhodecode/model/user.py b/rhodecode/model/user.py
--- a/rhodecode/model/user.py
+++ b/rhodecode/model/user.py
@@ -35,7 +35,7 @@ from sqlalchemy.sql.expression import tr
 from rhodecode import events
 from rhodecode.lib.utils2 import (
     safe_unicode, get_current_rhodecode_user, action_logger_generic,
-    AttributeDict)
+    AttributeDict, str2bool)
 from rhodecode.lib.caching_query import FromCache
 from rhodecode.model import BaseModel
 from rhodecode.model.auth_token import AuthTokenModel
@@ -104,12 +104,13 @@ class UserModel(BaseModel):
             'cur_user': cur_user
         }
 
+        if 'create_repo_group' in form_data:
+            user_data['create_repo_group'] = str2bool(
+                form_data.get('create_repo_group'))
+
         try:
-            if form_data.get('create_repo_group'):
-                user_data['create_repo_group'] = True
             if form_data.get('password_change'):
                 user_data['force_password_change'] = True
-
             return UserModel().create_or_update(**user_data)
         except Exception:
             log.error(traceback.format_exc())
@@ -177,7 +178,7 @@ class UserModel(BaseModel):
             self, username, password, email, firstname='', lastname='',
             active=True, admin=False, extern_type=None, extern_name=None,
             cur_user=None, plugin=None, force_password_change=False,
-            allow_to_create_user=True, create_repo_group=False,
+            allow_to_create_user=True, create_repo_group=None,
             updating_user_id=None, language=None, strict_creation_check=True):
         """
         Creates a new instance if not found, or updates current one
@@ -222,8 +223,8 @@ class UserModel(BaseModel):
             # in case it's a plugin we don't care
             if not plugin:
 
-                # first check if we gave crypted password back, and if it matches
-                # it's not password change
+                # first check if we gave crypted password back, and if it
+                # matches it's not password change
                 if new_user.password == password:
                     return False
 
@@ -233,6 +234,12 @@ class UserModel(BaseModel):
 
             return False
 
+        # read settings on default personal repo group creation
+        if create_repo_group is None:
+            default_create_repo_group = RepoGroupModel()\
+                .get_default_create_personal_repo_group()
+            create_repo_group = default_create_repo_group
+
         user_data = {
             'username': username,
             'password': password,
@@ -319,17 +326,16 @@ class UserModel(BaseModel):
             self.sa.add(new_user)
 
             if not edit and create_repo_group:
-                # create new group same as username, and make this user an owner
-                desc = RepoGroupModel.PERSONAL_GROUP_DESC % {'username': username}
-                RepoGroupModel().create(group_name=username,
-                                        group_description=desc,
-                                        owner=username, commit_early=False)
+                RepoGroupModel().create_personal_repo_group(
+                    new_user, commit_early=False)
+
             if not edit:
                 # add the RSS token
                 AuthTokenModel().create(username,
                                         description='Generated feed token',
                                         role=AuthTokenModel.cls.ROLE_FEED)
                 log_create_user(created_by=cur_user, **new_user.get_dict())
+                events.trigger(events.UserPostCreate(user_data))
             return new_user
         except (DatabaseError,):
             log.error(traceback.format_exc())
diff --git a/rhodecode/templates/admin/settings/settings_global.html b/rhodecode/templates/admin/settings/settings_global.html
--- a/rhodecode/templates/admin/settings/settings_global.html
+++ b/rhodecode/templates/admin/settings/settings_global.html
@@ -30,6 +30,35 @@
     </div>
 </div>
 
+
+<div class="panel panel-default">
+    <div class="panel-heading" id="personal-group-options">
+        <h3 class="panel-title">${_('Personal Repository Group')} <a class="permalink" href="#personal-group-options"> ¶</a></h3>
+    </div>
+    <div class="panel-body">
+        <div class="checkbox">
+            ${h.checkbox('rhodecode_create_personal_repo_group','True')}
+            <label for="rhodecode_create_personal_repo_group">${_('Create Personal Repository Group')}</label>
+        </div>
+        <span class="help-block">
+            ${_('Always create Personal Repository Groups for new users.')} <br/>
+            ${_('When creating new users from add user form or API you can still turn this off via a checkbox or flag')}
+        </span>
+
+        <div class="label">
+            <label for="rhodecode_personal_repo_group_pattern">${_('Personal Repo Group Pattern')}</label>
+        </div>
+        <div class="field input">
+            ${h.text('rhodecode_personal_repo_group_pattern',size=60, placeholder=c.personal_repo_group_default_pattern)}
+        </div>
+        <span class="help-block">
+            ${_('Pattern used to create Personal Repository Groups. Prefix can be other existing repository group path[s], eg. /u/${username}')} <br/>
+            ${_('Available variables are currently ${username} and ${user_id}')}
+        </span>
+    </div>
+</div>
+
+
 <div class="panel panel-default">
     <div class="panel-heading" id="captcha-options">
         <h3 class="panel-title">${_('Registration Captcha')} <a class="permalink" href="#captcha-options"> ¶</a></h3>
diff --git a/rhodecode/templates/admin/users/user_add.html b/rhodecode/templates/admin/users/user_add.html
--- a/rhodecode/templates/admin/users/user_add.html
+++ b/rhodecode/templates/admin/users/user_add.html
@@ -113,11 +113,14 @@
 
             <div class="field">
                 <div class="label label-checkbox">
-                    <label for="create_repo_group">${_('Add repository group')}:</label>
+                    <label for="create_repo_group">${_('Add personal repository group')}:</label>
                 </div>
                 <div class="checkboxes">
-                    ${h.checkbox('create_repo_group',value=True)}
-                    <span class="help-block">${_('Add repository group with the same name as username. \nUser will be automatically set as this group owner.')}</span>
+                    ${h.checkbox('create_repo_group',value=True, checked=c.default_create_repo_group)}
+                    <span class="help-block">
+                        ${_('New group will be created at: `/%(path)s`') % {'path': c.personal_repo_group_name}}<br/>
+                        ${_('User will be automatically set as this group owner.')}
+                    </span>
                 </div>
              </div>
 
diff --git a/rhodecode/templates/admin/users/user_edit_advanced.html b/rhodecode/templates/admin/users/user_edit_advanced.html
--- a/rhodecode/templates/admin/users/user_edit_advanced.html
+++ b/rhodecode/templates/admin/users/user_edit_advanced.html
@@ -61,7 +61,11 @@
         %if c.personal_repo_group:
             <div class="panel-body-title-text">${_('Users personal repository group')} : ${h.link_to(c.personal_repo_group.group_name, url('repo_group_home', group_name=c.personal_repo_group.group_name))}</div>
         %else:
-            <div class="panel-body-title-text">${_('This user currently does not have a personal repository group')}</div>
+            <div class="panel-body-title-text">
+                ${_('This user currently does not have a personal repository group')}
+                <br/>
+                ${_('New group will be created at: `/%(path)s`') % {'path': c.personal_repo_group_name}}
+            </div>
         %endif
             <button class="btn btn-default" type="submit" ${'disabled="disabled"' if c.personal_repo_group else ''}>
                 <i class="icon-folder-close"></i>
diff --git a/rhodecode/templates/base/base.html b/rhodecode/templates/base/base.html
--- a/rhodecode/templates/base/base.html
+++ b/rhodecode/templates/base/base.html
@@ -338,6 +338,9 @@
             <div class="">
             <ol class="links">
               <li>${h.link_to(_(u'My account'),h.url('my_account'))}</li>
+              % if c.rhodecode_user.personal_repo_group:
+                <li>${h.link_to(_(u'My personal group'), h.url('repo_group_home', group_name=c.rhodecode_user.personal_repo_group.group_name))}</li>
+              % endif
               <li class="logout">
               ${h.secure_form(h.route_path('logout'))}
                   ${h.submit('log_out', _(u'Sign Out'),class_="btn btn-primary")}